Commercial Banks

End-to-end AML compliance, from onboarding to regulatory examination.

End-to-end coverage: individual and business onboarding, transaction monitoring, case management, STR and CTR filing, periodic returns and audit evidence.

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How banks use Regfyl

One customer, one connected record.

1
Onboard
Retail KYC and corporate KYB, UBO discovery and director screening, risk-rated at account opening.
→
2
Monitor
Every transaction scored against rules and behavioural AI, segmented by product and customer risk tier.
→
3
Investigate
Alerts land in a 360° case view. Close, escalate or file, without switching systems.
→
4
Report
STRs, CTRs and periodic returns filed on schedule, with a full audit trail behind every decision.

Onboarding

Retail and corporate onboarding, one workflow.

KYC for retail customers and KYB for corporate clients in the same platform. Identity verification, UBO discovery, director and shareholder screening, and risk rating, mapped to your bank's AML/CFT baseline standards and documented for examination.

Retail KYC Corporate KYB UBO discovery Director screening Risk rating
portal.regfyl.com / onboarding / banks
Onboarding queue
Retail & corporate
14 today
RTRetail · •••• 2201
Approved
CBCorporate · •••• LTD
UBO review
RTRetail · •••• 7734
Approved
CBCorporate · •••• PLC
Approved

Monitoring & case management

Typologies configured for deposit-taking and lending.

A hybrid rules engine layered with behavioural AI, tuned to smurfing, structuring, round-tripping and velocity anomalies across deposit, lending and FX products. Alerts land in a 360° case view so investigators close, escalate or file without switching systems.

Rules engine Behavioural AI Case management Product segmentation
portal.regfyl.com / monitoring / cases
Case queue
Deposit & lending typologies
3 high
Structuring · •••• 4402
High
Velocity anomaly · •••• 9915
Medium
Round-tripping · •••• 2287
Closed

Reporting & returns

STR, CTR and periodic returns, on schedule.

Reports generated from the case and filed directly to your regulator, with AI-drafted narrations reviewed before filing. Monthly, quarterly and annual returns compiled in the required format and submitted automatically, no manual extraction, no missed deadlines.

STR / CTR goAML filing Periodic returns Filing status tracking
portal.regfyl.com / reporting / returns
Filing status
This quarter
On track
Monthly return
Due in 5 days
STR •••• 041
Filed
CTR •••• 017
Filed
🔍

Audit readiness

Audit-ready at all times, not just before an exam.

Training records, case decisions, screening results and filing evidence all in one place, structured, traceable and available the moment an examiner requests it.

Built for regulatory examination.

We'll walk through the platform configured to your bank's licence, products and customer profile.

Request a demo ← Full platform