Transaction Monitoring

Rules that catch what they should.
AI that catches the rest.

A configurable rules engine built for your institution's risk profile, layered with behavioural AI and a case management workspace that puts every piece of the evidence in one place.

Rules engine

Rules built for your institution, not a template.

Every institution has a different risk profile. A digital lender monitors differently from a capital markets firm. Our rule setup agent helps you configure monitoring logic tailored to your institution type, geographic exposure, customer segments and specific areas of concern.

Smurfing Structuring Large-value transfers Rapid fund movement Dormant accounts Round-tripping Velocity anomalies Geographic risk
portal.regfyl.com / rules
Rules engine
8 active rules
Live
Structuring
Active
Large-value transfers
Active
Rapid fund movement
Active
Dormant accounts
In staging
Rule setup agent

Set up a rule in minutes.

Describe your concern by selecting from menu Agent suggests rule logic You adjust thresholds Test in staging against real data Go live rule is active
⚙️
Self-serve threshold changes

Adjust any threshold yourself without raising a support ticket. Change the limit, save, test, publish. Your rules, your control.

🧪
Staging before live

Run rules in a staging environment first to see exactly how many alerts it would trigger before you go live.

💡
Rule insights

The platform identifies overlapping and redundant rule, and surfaces recommendations to optimise your ruleset.

Rule insights

Know which rules are working.

Overlapping and redundant rules are identified automatically, with suggested fixes.

portal.regfyl.com / rules / insights
Rule insights
Overlap & redundancy check
2 suggestions
Structuring overlaps Large-value transfers
Review
Velocity anomalies
Optimised
Geographic risk threshold too broad
Review
Round-tripping
Optimised
AI detection layer

Catches what rules can't define.

Rules catch what you know to look for. The AI watches for what you don't. It builds a baseline of normal behaviour for every customer and flags deviations, continuously, without a rule needing to be written first.

📊
Transaction behaviour baseline
Typical transaction amounts, counterparties, frequency and timing modelled per customer. Deviations surface immediately.
📍
Location intelligence
Unexpected geographic activity — transactions from jurisdictions the customer has never transacted in before — flagged in context.
📱
Device intelligence signals
New device, emulated environment, VPN, unusual session behaviour, location-device mismatch — fed directly into the risk signal.
🗄️
Fraud database cross-reference
Counterparties and accounts matched against known fraud databases in real time, not as a batch overnight.
portal.regfyl.com / monitoring / ai-alerts
AI alert feed
Behavioural baseline deviations
Live
Customer •••• 2201 · new jurisdiction
High
Customer •••• 5560 · device mismatch
Medium
Customer •••• 8834 · fraud DB match
High
Customer •••• 1147 · reviewed
Cleared
Live risk rating

Every transaction refreshes the risk score.

The customer's risk rating isn't set at onboarding and forgotten. Each transaction updates the model — new behaviour, new signals, new score. Monitoring thresholds and alert sensitivity adjust automatically. A customer who was low-risk at onboarding doesn't stay low-risk if their behaviour changes.

Case management

360 degrees of the customer. One pane.

No switching between systems to understand an alert. Every piece of context an investigator needs is already there.

portal.regfyl.com / cases / TM-2024-4471
Case TM-••••4471
Individual · High risk
Under review
Alert details
Rule + AI
Transaction history
14 linked
Relationship graph
3 entities
Prior alerts
2 closed
Documents
5 attached
Alert workflow

Close, escalate or file. Without leaving the case.

Alert generated from rule or AI model Investigator reviews 360° case view Close alert with decision note Escalate for further review File STR AI draft

See the monitoring engine in action.

We'll walk through rules configuration, AI alerts and the case management workspace — tailored to your institution.